Ten Principles for Independent Landlords and Letting Agents. The private rented sector is changing. Regulation is increasing. Corporate landlords are expanding. The system is becoming more complex every year. In this environment, independent landlords and the agents who support them need clarity of purpose. The Lettingchange Creed sets out the principles that guide our approach. 1. Housing Is a Human Service Homes are not just financial assets. They are places where people li

Why Lettingchange Exists When I first began working in the private rented sector, the relationship between landlords, tenants and agents was relatively simple. A landlord owned a property. A tenant needed a home. An agent helped bring the two together and manage the arrangement. It wasn’t perfect, but it worked. Over time, however, the system began to change. New regulations appeared. Compliance requirements multiplied. Taxation increased. Legal procedures became more comple

Since 2009, UK house prices have risen roughly 80%. Wages? Around 50%. So how did property grow 60% faster than earnings? It wasn’t just supply. It wasn’t just immigration. It wasn’t just landlords. It was ultra-low interest rates. It was exploding money supply. It was cheap credit that made everyone feel richer… without actually becoming more productive. But that era has changed. Interest rates surged. Money supply flatlined. Inflation eroded purchasing power. And when you a